Stretching Your Health Care Dollar

Stretching Your Health Care Dollar

Employers nationwide face critical
decisions about their health insurance benefits program.
Should they continue funding their employees’ health benefits at
the same contribution level as in the past? Should they keep the same level of benefits as before? What can be done to minimize costs
and maximize benefits?
These are tough questions. Rising health care costs and an uncertain
economy require an employer to examine various options when making health care decisions.
These include:
1. Eliminating all health benefits
2. Reducing or eliminating other fringe benefits to maintain the current level of health benefits
3. Modifying the existing health benefits program by increasing employee co-payments or cost-sharing
4. Shopping for the most affordable coverage available from various carriers
Finding solutions to dampen the effect of rising insurance premiums can be difficult. However, there is an additional consideration that is often overlooked. As with any vendor-selection process, a
business owner must consider the value gained from selecting health benefits plan.
Often, many look simply at the price but overlook the investment perspective involved in purchasing health benefits plan. An employer should ask, “What am I getting for my money?”
A health plan should do more than simply pay the bills. It should provide opportunities to improve and maintain health. Health benefits plans that promote health fairs, wellness and disease
management programs provide opportunities for achieving better health outcomes. Improved health outcomes can translate into reduced health care expenditures and affordable premiums.
Some health benefits companies are … Read more

Hot Tips On Quick And Easy Beauty Strategies (2)

Hot Tips On Quick And Easy Beauty Strategies

Beauty is a well sought after goal! There is a lot of information and products available to achieve an ideal look. Unfortunately, not all have the same resources to get the assistance they want. This article has some handy tips and tricks to help you enhance your beauty, read on!

To make small eyes appear larger, try lining your lower waterline with a white or peach-colored eyeliner. By lightening the color of your waterline so it blends better with the white part of your eye, you can create the illusion that your eyes are larger and brighter than they really are.

While taking care of your appearance is something that is very important for a myriad of reasons it should never be done at the expense of your personality. This means that you shouldn’t forget your social life and your other interests in an attempt to give more time to take care of your physical appearance.

Use hydrogen peroxide to cure yellowed nails. Nothing is beautiful about yellowing nails. To fix this problem, soak cotton in peroxide and then wipe each nail for several strokes. Let it sit on your nails for a few minutes. Rinse your nails, and admire the lack of yellow coloring.

Don’t wash your hair everyday. While many people are in the practice of washing their hair every day in the shower, the truth is that everyday hair washing is just not necessary. More than that, it can … Read more